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Consolidate your debt and save!
Why should you refinance when you have a very low interest rate on your mortgage?
The first thing you want to consider is the overall rate you are paying on all your debts, or the blended rate. You may have a low mortgage rate but what about car loans, credit cards or other debt? When you consider those, the rate you are paying is much higher.
Credit card interest rates and balances are at the highest level in 40 years! The good news is that most homeowners have a lot of equity in their home that can be used to free them from high credit card balances.
Call me today to discuss a strategy to free up cash flow and save you years of high interest payments.
