Throughout the loan process there are things you can do and things you can avoid that will make everything run smoother. Let us show you how we make "Closing Simplified".
DO'S
DO Provide all requested financial documentation within 24 hrs
DO Disclose all of your income that you would like considered for qualifying purposes
DO Disclose all of your debts (i.e. side business, alimony, child support, additional real
estate owned etc.)
DO Be upfront about your credit (good, bad or otherwise)
DO Pay all of your bills on time (mortgage, rent, car payments, credit cards, etc.)
DO Continue to use your credit card as you normally would, but not excessively
DO Make your spouse available to sign at closing if purchasing a primary residence
DO Keep in communication with your Loan Originator or Loan Partner
DONT'S
Without talking to your Loan Originator first.
DON'T Change or quit your job
DON'T Apply for New Credit or Loans of any kind
DON'T Pay off debts, collections or charge-offs (unless advised to do so by your Loan
Originator)
DON'T Move
DON'T Co-sign or become a co-borrower on any other loan
DON'T make major changes to your asset structure
DON'T make any cash deposits into your bank accounts
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